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Financing Available
Phoenix Mechanical has partnered with two lenders for our residential clients who need financing
for their home improvement projects with us.
GE Money and American General Financial Services
Applications for either company are available at our office.
For your convenience, we have added the online application process for American General Finance.
Financing only available to residents in the state of Indiana.
Click the American General logo to complete the online application.
Commercial Leasing
Businesses may opt to finance their YORK equipment through commercial leasing.
Convenient Leasing terms from 2-5 years
Low affordable monthly payments
$1 purchase of equipment at end of the lease
Why consider a leasing option?
The value of the equipment comes from its use, not its ownership.
What are the benefits to leasing?
Leasing offers numerous advantages over other financing methods:
Conserve Working Capital
Purchasing equipment can require a large cash outlay. Today many companies lease to conserve capital. Keep your business
successful by having the cash on hand to meet your day to day operating needs.
Easier than bank loans and just as competitive
Lines of credit can be established in a matter of hours with minimal information. In many cases up to $200,000,
no financials are required. Leasing is unsecured borrowing without the need for blanket liens.
Fixed payments
Many financing transactions have floating interest rates. Lease financing offers fixed payments, enabling you to budget
and manage your cash over the life of the lease. As interest rates continue to rise, your payments will stay the same.
Flexibility
Leases can be structured to meet the varied needs and financial goals of your business. Leasing can offer step plans,
seasonal payments, etc., with little money down.
Tax Benefits
Section 179 allows many businesses significant tax savings. In many cases on a capital lease, the first $250,000 of your
equipment purchases is 100% deductible this year. Or on a true lease, your monthly lease payment may be able to be deducted
as an operating expense versus a debt. You should always consult your accountant for all the details and benefits.
Additional Credit Lines
Lease approvals for equipment can establish an additional line of credit that does not affect your bank lines.
Leasing is provided by a third party. Phoenix Mechanical does not directly finance.
Call or email Phoenix Mechanical today for more information!
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Serving DeKalb, Noble, Steuben and Allen County
including communities of Garrett, Auburn, Churubusco, Kendallville, Albion,
Angola, Lake James, Fort Wayne, Northeast, Indiana and surrounding areas.